Michael Cherney Financial offers a comprehensive range of savings vehicles, including RRSP’s, TFSA’S, RRIF’s, Locked-in Plans, Annuities and Group Retirement Savings Plans and RESP’s, in addition to the full range of non-registered plans.
Through our association with Worldsource Financial Management Inc. we offer low cost solutions, such as index funds, with MER’s below 0.5%, as well as conventional mutual funds from all the major providers. Exchange-Traded Funds are also available.
If you’re interested in GIC’s, go no further than Michael Cherney Financial. We offer a great variety of competitive cashable and non-cashable plans.
We have other creative ways to invest. One is an annuity. Annuities have been considered the RRIF’s poor cousin. That is not fair! Annuities provide longevity insurance, similar to a pension.
As of March 2019, the federal government has introduced the Advanced Life Deferred Annuity, which adds to this interesting area.
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